在利率4.875%, 30 days lock with 0 point and 1200 credits 搞定後 (又是另一則可歌可泣的故事)
現在只要安排搬家公司, 上油漆, 維修, 買家具, 找人頂替現住的公寓
若非老媽, 這個夢, 可能又會推遲一兩年...........
打算做個Double Digger (聯邦與加州共拿)
CALIFORNIA'S TAX CREDIT MONIES MAY GO FAST
The $100 million allocated for California's first-time homebuyer tax credits may be depleted in about 10 to 20 days or sooner, according to C.A.R.'s Economics team. California's Franchise Tax Board (FTB) plans to begin accepting applications on May 1, 2010 for tax credits up to $10,000 for first-time homebuyers and for homes that have never been previously occupied. However, the total tax credit allocation for all taxpayers is $100 million for first-time homebuyers and $100 million for new homes, both on a first-come, first-served basis.
C.A.R.'s forecast of 10 to 20 days to deplete the $100 million allocation for first-time home buyers is based on estimated May sales figures and other parameters. It does not take into account the possibility that buyers scheduled to close escrow in April may delay closing until May to take advantage of the tax credit. If a shift in closings from April to May occurs, the first-time homebuyer tax credits may be depleted even more quickly than indicated above.
Applications for the California tax credit must be faxed to the FTB after escrow closes. The FTB will update its website when the 2010 application form and other information become available.
REALTORS® are reminded not to give their clients any tax or legal advice, such as the availability of funds under the California tax credit program. Agents should encourage their clients to seek specific advice from an accountant, attorney, or other professional as they deem appropriate.
For more information, please refer to C.A.R.'s Homebuyer Tax Credit Chart 2010.
當各位加州看官們close escrow後, 要立即上網站http://takeaction.realtoractioncenter.com/ct/U7fQW591hrek/ 填表搶位, 1萬元將以三年分期支付給購屋者
但前提是: 你每年有繳到3300元的稅金, 且是首次購屋 或 賣新屋者
包括州稅, 聯邦稅, 以及medi-care....等等